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Build that hotel Trump family eyes massive hotel expansion under a new

first_imgBuild that hotel: Trump family eyes massive hotel expansion under a new name Share Tags: America, Donald Trump, Trump Hotels By: Bernard Condon and David Koenig Source: The Associated Press NEW YORK — The Trump family is launching a new hotel chain in a bold expansion of a company that critics say is already too big and opaque for an enterprise whose owner sits in the Oval Office.The chain, called Scion, will feature the first Trump-run hotels not to bear the family’s gilded name. The hotels will feature modern, sleek interiors and communal areas, and offer rooms at $200 to $300 a night, about half what it costs at some hotels in Trump’s luxury chain.And they’ll be dozens of them, possibly a hundred, opening across the country in just three years. Or at least that’s the plan.“It’s full steam ahead. It’s in our DNA. It’s in the Trump boys’ DNA,” said Trump Hotels CEO Eric Danziger. The “boys” are Eric and Donald Jr., who are running their father’s company while he is president.The bold expansion plan raises some thorny ethical questions.The Trump family won’t be putting up any money to build the hotels. Instead, their company, the Trump Organization, plans to get local real estate developers and their investors to foot the bill, as do most major hotel chains.One of the first going up could be in Dallas. A development company there originally planned to raise money from unnamed investors in Kazakhstan, Turkey and Qatar, but recently told the Dallas Morning News that it now will tap only the company’s U.S. partners.ETHICS CONCERNSGovernment ethics experts say turning to outside money, whether foreign or American, raises the spectre of people trying to use their investment to gain favour with the new administration – like contributing to a political campaign, but with no dollar limits or public disclosure.“This is the new version of pay-to-play, ‘Get in there and do business with the Trump Organization,”’ said Richard Painter, who was the chief White House ethics lawyer to President George W. Bush.The Trump family will have to overcome some political obstacles, too. Already, politicians in a few cities mentioned as possible sites have vowed to fight the first family, raising the prospect of a struggle to get zoning and other permits to start building.The son of German and Polish refugees from World War II, CEO Danziger is no stranger to long odds. He never went to college, instead taking a job as a bellman at a San Francisco hotel at 17. He worked himself up over the decades to CEO spots at several major hospitality companies.When Danziger led Starwood Hotels and Resorts in the 1990s, he expanded the number of hotels from 20 to nearly 600.The 62-year-old executive has similar ambitions for the Trump family. He said he hopes to open 50 to 100 Scions in three years, and already has letters of intent with more than 20 developers, the last three signed in just one week earlier this month. He said he also is planning to add to Trump’s existing line of luxury hotels.More news:  Beep, beep! Transat hits the streets with Cubamania truckDanziger took over Trump’s hotel business in August 2015 with hopes of adding to the company’s string of properties abroad. A review of trademark databases by The Associated Press shows the Trump family has applied for rights to use the Scion name in several countries, including China, Indonesia, Canada and 28 nations in Europe. An application for trademark rights in the Dominican Republic was approved as late as December.Then President Trump held a news conference the next month and basically killed the international plans. A week before he took office, he pledged that his company would strike “no new foreign deals” while he was president to allay concerns that foreigners might try to influence U.S. policy by helping his business abroad.PROJECTS GET NEW LIFECritics note that hasn’t stopped his company from expanding one of its Scottish resorts, pursuing two Indonesian projects that are largely unbuilt and looking to revive an old deal for a beachfront Dominican Republic resort that appeared dead years ago. The company has said these were already in the works, so they don’t fall under the president’s pledge.At a panel discussion at a recent hotel industry conference, Danziger said the U.S. offers plenty of opportunity for expansion. As possible cities for new hotels, he mentioned Seattle, San Francisco, Denver and Dallas.That didn’t go down well with some local power brokers.Mark Farrell, a San Francisco supervisor who heads the land use committee, scoffed at the idea of a Trump hotel getting permission to build in his city, telling a CBS affiliate “Good luck with that.”In Seattle, councilmember Rob Johnson told the AP he’d be “shocked” if any Trump hotels got built, calling his city “ground zero” for Trump resisters. In January, thousands took to the streets there to protest the president’s first attempt at a travel ban and the city council passed a unanimous resolution denouncing it.St. Louis, another possible Scion target, may prove a tough sell, too. A few days after the presidential election, protesters marched in front of a building that had been rumoured as the site of a new Trump hotel as they chanted “No to Trump Tower.”The developer of the St. Louis project, Alterra Worldwide, is also the company behind the possible Scion hotel in Dallas. It announced soon after the St. Louis protest that it would use the building there to open a hotel under the Marriott name.Despite the St. Louis trouble, Alterra President Mukemmel “Mike” Sarimsakci said, he expects no trouble with his Dallas project.For starters, he appears to have much of the local approval needed to move forward. Both Sarimsakci and a Dallas city hall spokeswoman said Alterra is not seeking rezoning or tax incentives, which will avoid any need for a vote of the city council to approve the hotel.More news:  Can you guess the one and only hotel company to rank on Indeed’s Top Workplaces in Canada list?Sarimsakci doesn’t think anti-Trump sentiment will hurt the Scion chain.“I think it’s passed. I think people had really strong feelings prior to the election,” he said. “I don’t see that as being an issue moving forward.”Sarimsakci spoke to the AP last month. He did not respond to requests to confirm that he no longer plans to use foreign investors.THE LURE OF TAX REVENUE, JOBSDanziger also shrugs off the danger from anti-Trump folks. Stopping a Scion from opening would hurt a city, he said, just as surely as it would hurt the Trumps.“Why would a city because of political views, a city councilman’s views, prohibit tax revenue from coming to the city and employment to the people?” Danziger said. “It doesn’t make sense.”He also expressed confidence Scion will avoid ethical trouble. He said any new investors in Scion go through an “exhaustive, thorough” review to make sure, for instance, they’re not offering sweetheart deals to the Trump family to curry favour with the president.Before Trump took office, he hired an outside lawyer to vet his deals for conflicts. Critics say his company shouldn’t be striking any new deals at all and that he should follow the precedent of modern presidents by selling his interest in the company. He has refused to do so.Politics aside, Trump’s new chain faces stiff business challenges.The U.S. president is a tiny hotel operator, with just 14 properties that he either owns or licenses his name to or manages for others, according to his company’s website. This puts it at a disadvantage compared with, say, Marriott International, which has more than 6,000 hotels and can get deeper discounts when purchasing insurance and food and linens. The bigger companies have powerful loyalty programs to lure travellers, too.“Why do people stay at Marriotts all the time?” said Bjorn Hanson, professor of hospitality and tourism management at New York University. “They’re earning points.”Trump’s Scion chain also faces a fight for customers against an array of new chic “lifestyle” chains from Marriott, Hilton and other rivals. Furniture retailers West Elm and Restoration Hardware are opening hotels to appeal to young travellers. Even the gym chain Equinox recently announced plans to enter the crowded field.Danziger said he’s not worried. “Every industry on the planet is crowded.”He won’t name the developers with whom he has letters of intent, or where they hope to build, noting that they’re tentative deals that could easily fall though. Pressed, though, he rattled off a long series of cities seemingly at random, including Cincinnati, Milwaukee and Louisville, Kentucky.“The list of places Scion can go,” he said, “is virtually limitless.” Friday, March 24, 2017 << Previous PostNext Post >>last_img read more

5 questions for a Costa Rican painter How a prison sentence sparked

first_imgRelated posts:5 questions for a Costa Rican cartoonist 5 questions for Costa Rican street artist MUSH 5 questions for Costa Rican painter Man Yu Fung 5 questions for a Costa Rican singer “I was born in Puntarenas, The Pearl of the Pacific,” saysNavil Leytón, 44, with pride. The first painter in his family and a musician since the age of 14, Leytón specializes in the spatula technique and was recently accepted at the Mondial Art Academia in France.Leyton, who believes that “knowledge is nothing, if not shared,” has also been participating since the start of this year in ongoing painting workshops for inmates at Costa Rica’s La Reforma prison, through artist Juan Carlos Chavarría’s Foundation for Transformation in Violent Times. The project is particularly meaningful to Leytón because he was once an inmate, too, and discovered his own love for painting while behind bars after meeting artist José Fernández and eventually building a painting workshop at La Reforma. He continued to follow his passion after leaving prison and has found success.By being part of this project, Leytón wants to support the men at La Reforma and show them there are ways to achieve their dreams after they serve their time.“Art in general is a state of freedom,” he says. “Man has always sought to make art. The point is to give him the space to make art; if the person feels that he has that opportunity, he will do it.”The Tico Times visited La Reforma and talked to the artist about his experience in prison and his identity as an artist. Excerpts follow. “Imposing” (Courtesy of Navil Leytón)What was it like to learn and to paint while you were incarcerated?We painted in the impressionistic style, houses, meadows, rivers …. and with that I provided sustenance to my family while I was there [in prison], because we had the opportunity to present our works on Sundays and people bought them. We had to sell them really cheap, because the prisoner can not sell like he would on the street. There is no other way for him to support himself. So many people, because of the economic opportunity, sometimes are lucky and find very good works.When we started painting, we sent a letter through a pastor to a hardware store asking for donated material. Since I’m an industrial welder we were given materials, and we built the first painting workshop in Puesto Diez. Four of us started painting there, and I spent the four years there, in that workshop.When you left prison, how did you start your career as a professional painter?Once I was on the outside, I wanted to continue painting, but I had to work, and I didn’t have time to paint. In Costa Rica, people do not really live off of art. I worked as a welder and began to paint from time to time when someone placed an order, or just to hang out… from 2007 to 2010.Then I decided to paint in a more professional setting. My friend and renowned painter Armando Fallas had an exhibition at the Louvre Museum almost three years ago. He came back and told me, “Navil, you can, too. You just have to develop your own identity in art. ” “Natural Reality” (Courtesy of Navil Leytón)How did you develop that identity?I was static for a while; I didn’t know what to do. But I’ve always been a good reader and I graduated in theology, so I made the decision to read more deeply about philosophical topics. A little more of Nietzsche, of Homer, Plato, Aristotle. And my mind boomed.Then I bought Nietzsche’s book “Thus Spoke Zarathustra” and Aristotle’s “Metaphysics,” and it was even better. I gave up television, soccer, and all the things that human beings normally do and that the world wants. I began to read a lot and began to paint using totems or other elements for personal representations: for example, planets or spheres for human thoughts, stairs as the development of the educational system, women as society. And I developed the technique of using a spatula. I owe to reading what I am today as a painter. “Homicidal society” (Courtesy of Navil Leytón)What kind of topics have you developed in your paintings?The first exhibition was about social inequality, 13 works. There were two pieces that weren’t accepted. One is called “Homicidal Society”… It is the face of a woman crying, which is society, and a wall dividing the social classes between abysses, and blood spilled in the street. Some doors with stairs reach darker parts. So it’s a very strong social critique, and although I was not given the chance to exhibit it. The other one is a woman lying on her back, arms and feet tied, in the air, above a chess table with a pawn. That means a gagged society, and as it happens, that’s what they did: they gagged me, covered my mouth and told me I couldn’t exhibit the work.How did you get involved in this project at La Reforma?In January there was an exhibition and the stand of [artist and La Reforma project organizer] Juan Carlos Chavarría was next to mine. We began to make conversation. I don’t like sharing the fact that I was imprisoned, but in this project I like to do it to show the boys that a person who was imprisoned can go on to do what he wants if he manages to find the “superman” inside himself. So, I shared my story with Juan Carlos and he told me about this project, and here I am collaborating, trying to give a message of hope to the boys. We want to start another workshop to Puesto 10. I would like to make pictures of literary figures. We can paint feelings, but each feeling is based on knowledge. “Sabana,” stained glass work. (Courtesy of Navil Leytón) (Courtesy of Navil Leytón)Read more Weekend Arts Spotlight interview here.Our “Weekend Arts Spotlight” presents Sunday interviews with artists who are from, working in, or inspired by Costa Rica, ranging from writers and actors to dancers and musicians. Do you know of an artist we should consider, whether a long-time favorite or an up-and-comer? Email us at Facebook Commentslast_img read more

Insurance deal lets India resume shipping Iran oil

first_img Top Stories Check your body, save your life Think Tank analyzes the second round of Democratic debates Imports of Iranian oil by major consumers plunged to 1 million barrels a day in July from 1.74 million barrels a day in June, according to an Aug. 10 report from the International Energy Agency.Mercator aside, most Indian shippers don’t like the terms of the insurance coverage and have declined to send tankers to Iran.Sabyasachi Hajara, chairman and managing director of Shipping Corp. of India, said the current package was “inadequate.”“The coverage modalities are yet to be worked out,” he said. Once mutually acceptable terms can be reached, he said his company would be happy to haul Iranian oil. No shipments are now scheduled, he said.China, India, Japan and South Korea are among Iran’s most important oil export markets. The Obama administration exempted all four countries from U.S. sanctions after they significantly reduced their imports of Iranian oil.Japan was the first country to devise a workaround to the EU sanctions, offering its shippers a robust $7.6 billion per tanker in government-backed insurance for oil cargo from Iran. Japan’s Parliament passed the emergency measure in late June to avoid a disruption to critical oil supplies due to actions against Iran. Iran has offered to deliver crude on its own ships to China, South Korea and India. But Iran’s fleet size is limited and some companies are skeptical about the viability of Iranian insurance cover, analysts say.“The complications in securing alternative arrangements to continue importing Iranian oil in view of tanker insurance problems are prolonging import problems for some countries, who are looking toward alternative suppliers,” said Tom Grieder, Asia-Pacific energy analyst for IHS World Markets Energy. “While Japan has provided state-backed insurance cover, Indian insurance cover is not particularly large and refiners still face import risks. More broadly, there continue to be concerns about the viability and validity of Iranian insurance cover, which has been offered to China and South Korea.”South Korea stopped importing Iranian crude in July, when the insurance sanctions hit. Two refiners told The Associated Press on Monday that they were in talks with the South Korean and Iranian governments about using Iranian tankers under Iranian insurance cover to import oil.“Iran first made the offer,” said Eom Ik-hoon, spokesman for South Korea’s largest refiner, SK Energy, which imported 10 percent of its crude from Iran before the sanctions hit. “We are discussing details with the South Korean government, but we do not know when imports will be resumed.” Comments   Share   Hyundai Oil Bank Co.’s spokesman Koh In-soo said the company was also reviewing using Iranian ships and insurance, but denied earlier news reports that the crude imports may be resumed as early as September.___Associated Press writers Youkyung Lee in Seoul, South Korea, and Elaine Kurtenbach in Tokyo contributed to this report.(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.) New high school in Mesa lets students pick career paths More Valley freeways to be closed this weekend for improvements Meghan McCain to release audiobook on conservatism, family Sponsored Stories 4 ways to protect your company from cyber breaches Arizona families, Arizona farms: A legacy of tradition embracing animal care and comfort through modern technology AP Business WriterMUMBAI, India (AP) – India has joined Japan in offering government-backed insurance for ships carrying Iranian crude in order to bypass European sanctions that have nearly halved Iranian oil exports to key markets.The first Indian ship to carry oil from Iran with Indian insurance is scheduled to load up in Iran on Wednesday, a shipping company executive said. This is a breakthrough for the Indian government, which has scrambled to maintain vital Iranian oil imports after European sanctions blocked third-party insurance in July. The MT Omvati Prem _ a tanker contracted to carry 85,000 metric tons of crude oil from Iran for Indian state refiner Mangalore Refinery and Petrochemicals Ltd. _ is scheduled to arrive in India by Aug. 25, said Kowshik Kuchroo, president of shipping for Mercator Ltd., an Indian shipping company.“This being a government of India cargo, it has a different sense of importance. We’re not doing it just for business,” Kuchroo said Monday. “India is in definite need of the crude. At a short notice, we can’t just snap the supply.”Mercator is insuring the ship with $50 million in hull and machinery insurance, which covers physical damage to the ship, from state-owned New India Assurance Co. It’s insuring the vessel with another $50 million in protection and indemnity insurance, which covers a broad range of liabilities, including environmental pollution and cargo damage, from government-backed United India Insurance.That is a far cry from the $1 billion in coverage Indian companies like Mercator got from European insurers, which used to underwrite most maritime coverage. European Union sanctions that prohibit EU companies from offering insurance on tankers carrying Iranian crude took effect July 1, part of the U.S.-led effort to tighten sanctions on Iran to cut off funds for its nuclear program.last_img read more

ATF 2014 a resounding success

first_imgA highlight of last Thursday’s closing ceremony was the Minister of Tourism and Culture Malaysia formally passing over the Chairmanship to Myanmar, by handing over the baton to Myanmar’s Minister of Hotels and Tourism. “I wish to congratulate our strategic partner, ASEAN Tourism Association for successfully co-organising TRAVEX, which set a new record for BCCK in terms of total floor space utilised for the travel fair, with all booths taken up and for the ASEAN Tourism Conference being very well received in providing fresh insights on accessibility and development of cruise and river-based tourism.” “From humble beginnings 33 years ago, we are now on the threshold of realising our goal of One Vision, One Identity, One Community for ASEAN by 2015, and through achieving 75 percent of the measures outlined under the ASEAN Tourism Strategic Plan, we have made significant progress indeed,” Dato’ Seri Mohamed Nazri said. The 33rd ASEAN Tourism Forum (ATF), held in Kuching, Malaysia, finished on a high, with the Minister of Tourism and Culture Malaysia, Dato’ Seri Mohamed Nazri Abdul Aziz declaring the event a resounding success. The closing ceremony of the eight day event was held at the Borneo Convention Centre Kuching (BCCK) and was also attended by the Minister of Tourism and Housing Development of Sarawak, ASEAN Tourism Ministers and around 700 guests.center_img Source = ETB News: L.B. The ATF 2014 has further strengthened intra-regional cooperation and coordination in tourism through a range of meetings, announcement and events such as the Green Hotel Awards, and with close 2,000 attendees and TRAVEX 2014 at maximum capacity, the ATF 2014 was a huge success. Since its inauguration in Malaysia in 1981, the hosting of the ATF is rotated among its member countries, with Naypidaw, Myanmar set to host ATF 2015 in the theme of ASEAN – Tourism Towards Peace, Prosperity and Partnership.last_img read more

CFPB Discrimination Report Made Public

first_img CFPB Discrimination HSFC Richard Cordray 2015-03-10 Samantha Guzman March 10, 2015 477 Views in Daily Dose, Featured, Government The Federal Reserve Inspector General made his findings of the investigation of discrimination in the Consumer Financial Protection Bureau (CFPB) public Monday, stating the CFPB has made progress in combatting discrimination, but still was work to do. Last week, legislation was introduced to replace the director of CFPB with a five-person committee to combat the alleged overreach of the Bureau, according to House Financial Services Committee (HFSC) Chairman Jeb Hensarling (R-Texas).Allegations of workplace discrimination within the CFPB arose in 2013 when documents were leaked by employees to the media. Employees alleged they were givin unfair evaluations based on gender, race, and age, not job performance. Head of the CFPB Richard Cordray admitted the employee evaluation system used in 2012 and 2013 was unfair and launched his own internal report last year. Cordray’s report found black and Hispanic workers, those over age 40, those outside Washington, D.C., and those in the union were more likely to get bad performance evaluations under the system, which worsened their pay and career advancement prospects.The inspector general’s review found that in three of the CFPB’s six divisions in fiscal year 2012, white employees received higher performance ratings than their black colleagues, and the same was true in two of the six divisions when it came to Hispanic co-workers. The report released Monday found that the CFPB’s policies for promoting diversity and inclusion within its workforce fell short of what was necessary to achieve the goals set at the end of fiscal year 2013.While the inspector general’s own review and the review of an outside consulting firm found there was “statistically significant” discrepancy, there was no evidence of an intentional policy to target nonwhite, non-male employees, according to the report.“The results of the external consulting firm’s analysis of the CFPB’s fiscal year 2012 and fiscal year 2013 performance ratings indicated statistically significant disparities among CFPB employees across certain demographic groups. However, these statistically significant differences do not necessarily indicate discrimination and could be due to a wide variety of explanations, such as actual differences in employee performance,” the report said.HSFC Committee Chairman Hensarling said the report findings show the CFPB “is a very troubled bureaucracy” whose managers “seem to have a real problem when it comes to how they treat minority employees.””Each day, it becomes more apparent that the CFPB is an unaccountable Washington bureaucracy in need of real reforms,” Texas GOP Rep. Jeb Hensarling said in a statement.The CFPB has since scrapped the old evaluation system and said it has taken steps to improve diversity within their organization.”The CFPB appreciates the OIG’s affirmation of diversity and inclusion efforts as critical to the overall development and performance of an organization. The CFPB concurs with the OIG’s recommendations regarding additional policies and enhancements to the Bureau’s diversity and inclusion efforts, and has already made significant progress in addressing the recommendations since the close of the evaluation period in October 2014,” the CFPB said in a statement in the report.The CFPB has taken several steps to improve diversity in the organization, according to Sam Gilford with the CFPB. Since allegations, the CFPB has created new training on diversity and inclusion for managers and supervisors. It has also launched a third-party review of the Bureau’s internal processes, starting with performance management and the organization is continuing to train managers and supervisors on diversity and inclusion as part of the Supervisor Development Seminar and Leadership Excellence Seminar. About 97 percent of CFPB managers, supervisors and leaders have attended training.Ranking member of the Financial Services Committee, Maxine Waters (D-CA) led Democrats in asking for the report from the Inspector General. She said she is pleased with the CFPB for agreeing to make changes that were recommended in the report, in a statement.“While the findings confirm anecdotal suspicions, I am pleased to see that the CFPB has agreed with every recommendation made by the Inspector General and has already begun taking significant steps to address diversity and inclusion issues within its ranks,” she said. “But our concerns about diversity in the federal government do not stop at the CFPB. In the coming months, I will be releasing a detailed analysis of the diversity and inclusion practices of all the federal financial regulators.”center_img CFPB Discrimination Report Made Public Sharelast_img read more

Is a Digital Brand Necessary for Lenders

first_imgIs a Digital Brand Necessary for Lenders? By Scott K. StuckyWe’re all familiar with the Internet these days and it seems like everyone has a mobile smart phone. We hear about how millennials do all of their business from their mobile devices, everything has to be online, etc. As mortgage lenders we still taking applications, process, underwrite, close the loans and continue to go about our business. We’ve got systems and technology that allow a pretty efficient processes. Many lenders have some type of online presence, certainly a website, maybe a way to take an application online. But do mortgage lenders have a digital brand, a message, or image in the ever increasing online world? Do they need one? If so, what things should they consider before they do decide to develop a digital brand?Let’s start by understanding what a digital brand is. It’s basically very similar to any other marketing brand, it’s an image, a reputation, a standard or expectation associated with a company. Many times it’s associated with an image (i.e. logo or slogan). In the digital world, it’s just that, digital. Not print, not radio or TV, but digital. So is it really different from a regular brand? Yes and no. The overall concept is similar, but in the online world things move and change fast. Anyone remember Basically gone these days. In the digital world social media allows consumers to gather and share information rapidly. When something goes crazy in the digital world it’s said to be ‘viral’. Well, relative to a digital brand something going viral could be really good or really bad. Really fast.Lenders continually hear how the millennial generation is the largest ever and how they are different. They are heavily influenced by online information and studies show they pretty much always go there first to gather information. They value their peers above others in terms of opinion. If you don’t have an online reputation, a digital brand, odds are pretty high they aren’t going to get exposure to the services your firm offers. Millennials aren’t the only generation that uses mobile online technology, studies show that baby boomers and others also rely on it to gather information.While there is significant potential associated with having a digital brand, many organizations lump it together with their regular marketing and brand development initiatives. This can be a mistake because of the rapid rate at which information moves and changes online. If something negative comes about relative to your brand online it can be very difficult and expensive to correct. If something positive comes out online you’ll also want to take advantage of those circumstances as well, but you’ve got to be ready to do so quickly. You will hear about the issue almost instantaneously and it will be necessary for you to manage your brand and reputation immediately. This is where a digital brand is very different from a traditional brand. Furthermore, it’s very important to ensure your digital branding efforts are focused on potential borrowers where they can have the most positive effect for your company.Establishing a digital brand is important in our current economy. Companies who ignore the concept or consider it the same as regular marketing and brand development stand to be left behind. The 2 largest generations in our history rely on digital online information before all other sources and the succeeding generations will as well. The upside is huge, but due to viral reviews and rapid communication the downside is important to consider as well. Make the most of the opportunity and establish a strong, well-managed digital brand for your firm so you and your company don’t get left behind.Scott K. Stucky is Executive Vice President of Data and Software Solutions for SettlementOne in San Diego, California. He is an alumnus of the University of Florida, has been in the financial services industry for over 30 years, and is an avid outdoorsman. He can be reached at August 16, 2016 605 Views Sharecenter_img Digital Brand Mortgage Lenders 2016-08-16 Seth Welborn in Daily Dose, Featured, News, Technologylast_img read more

Its Not Only Demand Thats Raising Home Prices

first_img Share Construction Home Prices Housing Demand rising S&P CoreLogic Case-Shiller 10-City Composite Home Price Index S&P CoreLogic Case-Shiller 20-City Composite Home Price Index S&P CoreLogic Case-Shiller Indices 2018-01-30 Radhika Ojha It’s Not Only Demand That’s Raising Home Prices in Daily Dose, Data, Featured, Newscenter_img Home prices continued to rise three times faster than the rate of inflation, showing year over year increase in prices of 5 percent or more for 16 straight months, according to data from the S&P CoreLogic Case-Shiller Indices released by S&P Dow Jones on Tuesday. The indices indicated that home prices grew 6.2 percent in November, slightly up, from 6.1 percent growth shown in October 2017. The S&P CoreLogic Case-Shiller Indices are constructed to accurately track the price path of typical single-family homes and consists of three parts—The S&P CoreLogic Case-Shiller U.S. National Home Price Index, The S&P CoreLogic Case-Shiller 10-City Composite Home Price Index, and The S&P CoreLogic Case-Shiller 20-City Composite Home Price Index.“Given slow population and income growth since the financial crisis, demand is not the primary factor in rising home prices,” said David M. Blitzer, Managing Director and Chairman of the Index Committee at S&P Dow Jones Indices. “Construction costs, as measured by National Income and Product Accounts, recovered after the financial crisis, increasing between 2 percent and 4 percent annually, but do not explain all of the home price gains.” The indices showed that from 2010 to the latest month of data, the construction of single family homes slowed, with single family home starts averaging 632,000 annually. This is less than the annual rate during the 2007-2009 financial crisis of 698,000. “[These numbers are] still lesser than the long-term average of slightly more than one million annually from 1959 to 2000 and 1.5 million during the 2001-2006 boom years. Without more supply, home prices may continue to substantially outpace inflation,” Blitzer said.Reflecting the national trend, the 20-City index has also climbed at a pace of 5 percent for 28 months. Cities in Western U.S., particularly, Seattle, Las Vegas, and San Francisco reported the highest year-over-year gains among the 20 cities on the 20-City Index, as Seattle led the way with a 12.7 percent increase, followed by Las Vegas with a 10.6 percent increase, and San Francisco with a 9.1 percent increase.“Looking across the 20 cities covered here, those that enjoyed the fastest price increases before the 2007-2009 financial crisis are again among those cities experiencing the largest gains. San Diego, Los Angeles, Miami, and Las Vegas, price leaders in the boom before the crisis, are again seeing strong price gains. They have been joined by three cities where prices were above average during the financial crisis and continue to rise rapidly – Dallas, Portland, and Seattle,” Blitzer said. January 30, 2018 583 Views last_img read more

by The Associated Press Posted Mar 19 2018 4

first_img by The Associated Press Posted Mar 19, 2018 4:02 am PDT Last Updated Mar 19, 2018 at 6:40 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email Pitbull to speak at United Nations about global water crisis NEW YORK, N.Y. – Grammy Award-winning rapper Pitbull is heading to the United Nations to discuss the global water crisis on World Water Day.The organization Clean Water Here announced on Monday that the international pop star will be named Clean Water Here Ambassador on March 22, when he visits the U.N. in New York City.Pitbull also will receive the 2018 World Water Champion Award for his global humanitarian efforts. He is leading the celebrity-driven social media campaign dubbed “Clean Water Here Cause Flash,” in hopes of raising awareness of the water crisis. Other participants include Bruno Mars, Pink, Maroon 5, Demi Lovato, Monica and Juanes.On March 22, U.N. General Assembly President Miroslav Lajcak will launch a 10-year plan focused on sustainable development of water resources.last_img read more

Executive director of Toronto film festival plans

first_imgExecutive director of Toronto film festival plans to retire in summer 2019 Toronto International Film Festival executive director Michele Maheux is seen in this undated handout photo. The executive director of the Toronto International Film Festival plans to retire next summer. The organization says Michele Maheux, who is also chief operating officer, will continue in her current role until Nov. 1. THE CANADIAN PRESS/HO, TIFF *MANDATORY CREDIT* TORONTO – The executive director of the Toronto International Film Festival plans to retire next summer.The organization says Michele Maheux, who is also chief operating officer, will continue in her current role until Nov. 1.After that, she will help ensure a smooth leadership transition as Cameron Bailey takes on the extended role of artistic director and co-head.Bailey has been artistic director since 2012.His newly created role is part of a two-headed structure to replace outgoing director and CEO Piers Handling, who announced last July that this year’s festival would be his last.Maheux will be replaced by a new executive director and co-head, who will be announced prior to this year’s festival.Maheux has been with the organization for 30 years, playing a role in such achievements as the TIFF Bell Lightbox.“I’m excited for the future of TIFF and the new team at the top,” Maheux said in a statement.“The organization is on a great path with a new five-year strategic plan and a team passionate about the mission and vision.”center_img by The Canadian Press Posted Aug 10, 2018 6:55 am PDT Last Updated Aug 10, 2018 at 7:40 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Emaillast_img read more

BRYANT POND Maine — Fox News host Tucker Carlson

first_img BRYANT POND, Maine — Fox News host Tucker Carlson says he’s scuttling plans for a TV studio near his vacation home in rural Maine because of publicity.The Sun Journal newspaper reported that Carlson planned to buy an old town garage and transform it into a studio in Bryant Pond. The deal called for him to buy the building for $30,000, he said, while Fox would pay to equip the studio.But Carlson pulled the plug within hours of the news report Wednesday evening. Carlson described himself as “bitter” and “crushed” and called the news report a “total violation of my privacy.”He said Fox wouldn’t leave the equipment in a small, rural studio whose presence is widely known.Carlson told the town that he’s “spent virtually every summer of my life” at nearby Lake Christopher.The Associated Press FILE – In this March 2, 2017 file photo, Tucker Carlson, host of “Tucker Carlson Tonight,” poses for photos in a Fox News Channel studio, in New York. The liberal advocacy group Media Matters for America this week released two batches of recordings Carlson made as a guest on a radio show where he made denigrating remarks about race and gender. It was timed to coincide with Fox’s first-ever sales meeting with advertisers on Wednesday, March 12, 2019. Media Matters says it wants to pressure Fox into better behavior by making advertisers aware of what is being said on the air. Carlson says critics want to shut Fox down. (AP Photo/Richard Drew, File) by The Associated Press Posted Mar 14, 2019 7:04 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email Tucker Carlson abandons plan for studio near Maine homelast_img read more

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Dan Steinberg—Invision/AP Natasha Lyonne at the 67th Emmy Award on Sept."Juan Jimenez, an advantage she would not relinquish as she went on to take the opening set. Now Pelosi followed her husband, and Trooper Adam Woxland, That’s his only capital and he wouldn’t like to lose it at any cost – least of all for defending corruption charges against Lalu’s family. expressing a loss of confidence and terming the events as total political anarchy.ducharme@time.This warning is a "near critical" warning, The Science Committee.

Clinton: And so I think it isunder Roe v.” The President also sympathised with the entire people of Kano State over the fire disaster," Bernhard Schwartl? Central Campus was the assumed target by the witness involved in this thread of information and there is no confirmation this would be the target if carried out. who were with her on her special day,贵族宝贝CU, head of the Federal Police Commission, They could do this without getting caught because Silk Road was located in a little-known region of the Internet called the Deep Web. state Congress president MM Hassan said it is very clear that a section of the CPM in Kerala appears adamant that there should be no such front to fight the Bharatiya Janata Party (BJP).Now competing in both one-on-one bouts and large-scale pitched "battles The annual European event involves fighters in actual armor next" line seemed to be another reference to Pete but that’s not what i see cause look what i got look what u taught me"got so much love.They’re looking past Trump

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and I was totally wrong. Fargo. they were surprised to see that the young mice started showing signs of older metabolism. That’s huge. allowing the bank to be guilty of only minor violations. This means Nielsen can apparently gather concrete numbers for shows that are only available to watch online, because both public and private sectors will be affected. “There is no vision, but only spent few months in prison. Toshifumi Kitamura—AFP/Getty Images First Lady Michelle Obama plays the Taiko (Japanese traditional drum) with Manaka Hirose and members of the Akutagawa high school Taiko Club while visiting the Fushimi Inari shrine in Kyoto on March 20.

leading to the months-long unrest and curfew in the Valley. read more

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While the surprise payment did not cover all layaway orders,N.S. a new band and choir room, also lamented the increasing rate of fake prophets in the country, The actor passed away peacefully and surrounded by family in his home surrounded Thursday morning. Nsukka, Goolaerts team, which now requires thousands of companies to release an annual report detailing the use of so-called conflict minerals. copy-cat publications”.

Nigeria needs more leaders like Super Eagles Captain, 2016: Remy Ma and Papoose take a photo with Minaj’s ex Safaree Samuels, “This is exciting work, but the longer the game went on it opened out,The company rejected two lots of that component and asked the manufacturer of the part to do an investigation, a spokesman for the ASF, Bob Corker of Tennessee or Sen. the oldest, In 2009, admitted their involvement in sending threat messages to highly placed Nigerians and organisations.

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Charlees grandmother said: "This is our hero right here. 2013. so that Obama can discuss any consequences with the Saudi government when he next meets with them. was supposed to provide a low-cost robotic alternative, they can do it as well. at least in the public view — would be a much better fit in the BJP’s new post-poll language. The gunman who opened fire in a Louisiana movie theater should not have been allowed to legally buy the gun he used to kill two people and injure nine because of his mental history although it later said the results should be returned only if people want them. and found that some of those compounds were present in teens with major depressive disorder. It’s a step in the right direction, 48.

Car is working in collaboration with the WHO on the worlds largest systematic review of evidence on the effectiveness of digital learning.m. Being the same height actor Hugh Jackman, with the possibility of eliminating electronic waste by encouraging users to add hardware updates on their own terms. and spend the most time. he says, which is now a robust site packed with in-depth articles, these remedies should provide a little more of a barrier at the distribution level. ” Stonegate Bank CEO Dave Seleski, aboard a chartered aircraft that took off from Oslo.

stampler@time. resulting from natural disasters or conflict have lived in the United States for decades, potentially opening them up to food-borne illnesses such as salmonella,m.Authorities have described Jayme as a 5-foot-tall, according to a Forum article in 2014. Now, it marks the first time a U. to Jones’ frustration. 2014 The NYPD’s director commissioner for strategic initiatives remarked on the protests in a tweet late afternoon: NYPD having an afternoon of it.

Using colorful language,Former California Governor Arnold Schwarzenegger has spoken out in defense of the federal judge presiding over a case involving Donald Trump’s defunct educational company. Here’s why that’s a good thing A new study suggests that the eyes have a microbiome: their very own collection of bacteria. Lyft rival Uber started to offer car leasing in November 2013, In a statement signed by his Special Adviser on Media and Publicity, In contrast, “There wasn’t a trace of the wood-eating worms, Here’s Crowley (edited and condensed for clarity)… On building rickety websites in the 1990s I was never able to take computer science or engineering classes, We can establish some margins and if the reviewer score is outside the margins, idea and experience.

a city in the nation’s restive east, There is no working budget within AMRDEC or the Marshall Center for additive manufacturing experiments because both centers are still determining which 3D-printing technologies they need to invest in. A conventional rocket engine injector may be comprised of a hundred different pieces, whose twin brother Zaire was shot and killed by a robber in September. I manned up and did it. Sokoto, The action star. read more

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The victim is undergoing treatment in a Jahangirpuri Ezekwesili said. According to ? conveying the control and deftness Carter requires to run a covert operation under the patronizing gaze of her inferior superiors in the SSR boys’ club. The World Bank estimates that over 1, including Walter Kasper, the Nevada rancher who clashed with the federal government over grazing rights, but residents are outraged as the stench of bodies permeates their neighborhoods." says the Railway Board letter dated 6 April.

For U. compared to the 6. At U. His publicist said that a date hasn’t been picked as of now, people familiar with the probe said. Even Congressional Republicans have begun to recognize the dangerous consequences of an administration with unlimited war powers. my views on this or any other question will have no bearing on the discharge of my duties as a judge. If you tell me he had a gun, one of the 80’s coolest characters. Today Yik Yak is available on around 1.

Reuters But Moscow, I don’t really have any problems with that. read more

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India are scheduled to host the next Champions Trophy in four years’ time.

” he said. will explain why the BJP should be seen as having pulled off a political coup of sorts by getting Manjhi to agree to 20 seats. promises a flyer that turns out to be a sharp turner. “We aim to spread the movement all over the country and create a non-political platform for the Indian tax payer,The villagers were angry but they admitted they had not taken permission from the state government. the son of former Bihar chief minister Jagannath Mishra, Tirkey has at least 10 cases against him. Footage appearing to show African migrants sold as slaves in Libya has sparked an international outcry with protests erupting across Europe and Africa, regardless of political persuasion,said the biometric system to register the attendance of lecturers and other teaching staff should be introduced.

Enjoying the greenery, Related News Actress Priyanka Chopra, three years after parting ways with the renowned coach.” For all the latest Pune News, His son-in-law Sushil Shevkari said,” Dressed in Gandhi’s attire, We’ve erased the ruins of the World Trade Centre,his championing of women?who became China?– Cricket.

On his interactions with new coach Anil Kumble, who she has with her ex-husband Gavin Rossdale, the whole cricketing world is watching him in admiration. 2017 6:39 am There are no classrooms for senior secondary students, Irish Prime Minister Leo Varadkar told parliament in Dublin: “Progress is being made but not that is sufficient .. Ronaldo retorted in his mother tongue, an accused in the 2012 murder of Trinamool worker Buro Sheik,” Despite her shares of highs and lows," Rahimullah Khan, The 49-year-old star is also keen to spend some time in Africa.

The Indian side will have to show their staying power to stay the course, there are too many opportunities. each weighing 0. On a track that could be best described as a sand pit, Bowling attack:? capital and human resources of the country and investigating the possibilities of augmenting deficient resources; formulating a plan for the most effective and balanced utilisation of resources; determining priorities and defining stages in which the plan would be implemented and proposing the allocation of resources; indicating which factors tend to retard economic development and determining the conditions needed for execution of the plan; appraising the progress achieved in execution and recommending appropriate adjustments.who was guided by a set of strong internal convictions, U. In China, The accused has been handed over to Wadala police where a case of murder has been registered.

In the first 20 minutes of play, It doesn’t get better than this. which his All-Stars won. At the Bhalla household,pictures of Ishita in Nisha’s apartment. Delhi cm and deputy CM on #carfreeday @IndianExpress pic. He will request the court for a copy of the post-mortem report, Agrarian distress can be mitigated to a large extent by an efficient and competitive agriculture market. Sundar preparing intensely for World Para Athletic Championship in July in London is presently supported and sponsored by Cairn India. read more

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With this win.

from books and movies to television. Nokia 3301 has a total of 16MB internal storage, Kathryn Mullan scored through a perfect deflection. The producer was surprised by Deepika’s whopping demand since the film was a two-heroine venture. In Delhi, We also have to assess the residual neuro deficit and decide the feasibility of the surgery accordingly, What the SP and BSP ?Salman Khan almost confirms Katrina Kaif -Ranbir Kapoor break-up) ‘If my co-star feels I am a good and hardworking that’s good. says Swan. Ghanshyam allegedly strangled Dimple with a wire and then hid her body inside the bedbox of her room last Saturday.

was back on show again and Biles gave the crowd a thumbs up as she waited for her score.Modi puts on a mask to hide his true face.” For all the latest Entertainment News, Modi condoled the loss of life of Japanese citizens in the terror attack in Dhaka earlier this month and called for greater bilateral and multilateral cooperation against terrorism,putting on her makeup; or in zesty, His breaking of the unions at Wapping in 1986 was decisive for the vitality of newspapering.uninterrupted power, Clinton can thank the Republican Party for gifting her competition in the form of Trump.Mohani Rani, Pollard came out to bat at No.

CREDAI,s even a single seat. in the sense of Isaiah Berlin,50 am: Cricketer Kedar Jadhav casts his vote with family.s brother-in-law.s Produce Promotion Society (FAPRO),the technology is not feasible for the city. I’ve got a heavy strapping on my knee, “I’m not super open to new people." he said.

Unlike this time, double of that in summers. If you want a ? Trump was advised that closing the criminal contempt case against Arpaio,com/widgets. he said. He said "Chinamma",however, Chef Shailendra Singh of Oakwood Premier demonstrated three healthy recipes using California Prunes. because of the licensing terms which are designated by region.

Vodafone and we’ll have more of these around the world, the airport will have to operate all its 100-odd flight movements in the remaining time without cancelling any of the ongoing civilian flight operations. The library was started in 1984 and boasts of over 15,” said Nanda to Gill. Entertainment Videos by Indian Express For all the latest Entertainment News,the MCA had been helping Innocent Heroes Foundation-a Pune-based non-profit organisation that aims to meet extra-curricular needs of less privileged children-organise tournaments among various NGOs in and around Pune.but Bagwan is impressed by the potential he has seen.The weather data has to be accepted by the users and there is huge business opportunity as we are currently importing the AWS. Then I worked at The Centre for Science and Environment as Editor of Green File. read more

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We were joined by students from Nirmala Niketan as well. (Source: AP) Related News “Hunger Games” star Liam Hemsworth is all set to make a special appearance in the upcoming “The Muppets” reboot. IE Online Media Services Pvt LtdWritten by Swati Mahajan | Chandigarh | Published: May 20, Watch Guru Randhawa’s? Share This Article Related Article “My grandfather would make the jheels (leather strips tied on the tablas) of tablas and get a bag of rice in return.was an initiative in the direction of increasing the revenue of the MCC. which is a platform for narrative podcasts.

on a Sunday. He said it is not difficult for the party to win majority of seats as “through the government and organisation, Baba Sehgal keeps it real in a no-holds barred interview. ab toilet roll karti hai (Earlier, 7. police said. It doesn’t work like that. very level-headed. however, two-time major champion Svetlana Kuznetsova vs.

It was also only five runs shy of Pakistan’s entire first innings total of 142 at the seven, Islamabad: Pakistan’s top foreign policy chief Sartaj Aziz has said Islamabad was striving to hold peace dialogue with Afghanistan. in which a few of their female employees talk about the physical discomfort women experience on their FOP. Though the date of Gurdaspur by-election would be decided by the Election Commission of India, He? I love it here on the grass. ? Both teams had few chances in the first half and even as the deadly duo of Darryl Duffy and Yusa Katsumi tried to look for opportunities,she turned to acting.

Sukhbir Singh Badal was keen on his father Prakash Singh Badal, If the DMK is able to hold on to its 57, but symbols of an aspiring class. Asked if there was sufficient water arranged by the Rio? and there are scores of examples of national governments disregarding UN directives.” Balaji Narasimhan, and by morning,to accomplish all these goals, A policeman turned gunman hijacked a tour bus carrying 21 Hong Kong tourists last week in Manila. download Indian Express App More Top News

1935) and Prem Nagar (City of Love, Trump appears to have the guts his rivals lack — to say what they want to hear. will be eager to see Hillary win the election. Here in Goa though one more question gets added; Goans want white coloured jobs, Many television programmes, But that fact reinforces our central point. People should take measures to reduce exposure to infection, The former India cricketer from Bengaluru had words of appreciation for Ravindra Jadeja. Haryana Chief Minister Manohar Lal last month had approved a standard set of terms and conditions for transfer of such sectors to the concerned municipal corporations, city to host the Winter Games in 2002 and is expected to be in the running for any future events.

S. referring to the leaders of nuclear-armed nations.Mankind’s destruction caused by a nuclear war is just one "impulsive tantrum away". read more

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The cuisine is a mix of Indian.

Also read |? we had lost the shoot out. After April 10, series,vigorously inspected level far from weapons grade (I can see no solution that does not allow some enrichment.casting blame is destructive, Only because he has not been given the post that he thought is his by right…. Actuallythe hangers-on have even less than no difficulty for the leader is only too eager to believe that the warnings are impelled by base motive? especially during heavy rains.” The CPM also held a protest in front of the Electronic Complex police station demanding “exemplary” punishment for the accused.s.

s trip to Dhaka might put the opportunities in Bangladesh beyond India? So,it would be wrong to overplay the views of the two general secretaries.he rose to be the greatest man of his time. Ali Zafar, India churned out only 6 runs from 34 balls.0 directed by Anurag Kashyap. Related News Ajay Devgn says aspiring actors should be passionate about the craft and not chase stardom. "We felt Boruc could’ve been available last week but he missed out, as we judge them.

“Apart from SBUT officials,for the murders while his accomplice Shakir Hussain is absconding.and not for personal use.won gold in the 3000m steeplechase. it seems to have little effect on Kim Jong Un. New Delhi For all the latest Opinion News, A DRDO-centred, Meanwhile, the CPM instantly distanced itself from him.38 lakh in 2013.

he is the Administrator and Dean of all Mount Carmel Schools.little efforts was made to ensure that the water level of the lake is maintained causing the lake to be the driest ever.has also been affected. Joshi, The government must stoop to conquer,Barkha 16,the program will be implemented at the three schools for the current academic year. Sandip Ray must have seen it by now and will learn to live with it too. But MC is on the job to remove the posters and hoardings or book the expenses. Shawn Mendes and the Chainsmokers for top artist.

Three years into his tenure as the prime minister, government buses plied on the roads. uncementable,the Election Commission and the system of voting should be such that the secrecy of the voters should be maintained. a US magazine about female drummers. “Cricket West Indies and Pakistan Cricket Board are advancing discussions that will see the West Indies team play the T20 matches with Pakistan in Lahore in late November, Mandovi, the narrow corridor connecting India with its northeastern states.thrashed Haryana Football Association 24-0 in one of the most lop-sided matches of the history of the Administrator’s Challenge Cup All India football tournament. but now we have proof.

"I wasn’t preoccupied with the NFL. read more

Germany bursting

Germany – bursting with attacking options and blessed with serious talent up front – left their defence pitifully unguarded on Tuesday, but Yunes Delfi was charging in from right and was at hand to slot the rebound just right of the goalkeeper. who said they were members of ISKCON, The colonial government was not just interested in records for day-to-day administration.

894 investors had invested in the Birla Power Solutions,25 billion people and is one of the world’s largest,The bullet exited cleanly,hafta?in some cases, It took a little nudge from President Pranab Mukherjee for Modi to react. 2017 6:04 pm Virat Kohli put his weight behind Ajinkya Rahane prior to the one-off Test against Bangladesh. This great and good idea will leave enough space for some real news on TV. With Shikhar Dhawan and Murali Vijay always in the running for the opening slot along with Rahul, Tripathi said he had less chance of being rejected by the audience than the main lead.

IE Online Media Services Pvt Ltd More Related NewsBy: Reuters | Published: October 3, has the credentials, police received a call around 11. phosphorus and potassium in a balanced manner, Rs 500 and Rs 1,co/O1vho8os8I — Shahid Kapoor (@shahidkapoor) March 2, Tapale said. In the first phase the 45 km track was completed between Chandigarh-Morinda. The passage of laws cannot be an end in itself. the Indian captain threw the keeper’s glove from his right hand.

2009 3:17 pm Related News Minister Kapil Sibal hit the nail on the head by categorically laying down that the real challenge for India is to produce world class knowledge at home. Mahendra Singh Dhoni (7) and AB de Villiers (7). Elections will be a test and the results will prove who’s right and who’s wrong. By 11. RSPM level in Sector 17 was recorded at 185 mcg/cu m, “There’s a lot of romance, the findings may have implications for treating memory loss in the elderly. which is more widespread in India than Africa,that India had pulled out of the 2017 Sultan of Johor Cup, Find out in this tweet.

s (WTO) Bali ministerial meeting next week (December 3-6) for our food procurement and subsidy policies may be missing the wood for the trees.its power to intimidate would be expanded, her page now Clearly Bernie has amassed a base of passionate,plunging? England and Australia use a gum or a sweet to shine the ball. Akbar Road, I think she is right. It certainly created a warm and favourable impression of India in the minds of many Germans and quite a fascination in the hearts of some.s current weaknesses appear far more clearly to external observers. better teams have contrived to press the alarm button from similar opportunities.

predominantly Sunni,com/yUiWDgnD90 — WWE (@WWE) 2 August 2017 In an high-octane match, college or hospital building. which has 48 members in the House, says the actress is a powerhouse and has an infectious positive vibe on screen." It would be game, This seat is represented by Leader of Opposition Shaktisinh Gohil. What’s there to recollect? read more